Mobile Banking App Development Services

Banking made mobile: smarter, safer, and seamlessly scalable

AI-powered solutions for a world of digital finance

An intuitive and convenient app that offers a self-service banking experience is one of the most important tools to entice new digital banking customers. Discerning customers want an app for banking that offers the convenience they crave while providing the data security and asset protection they need.

For convenience, consumers expect digital banking products to include customer self-service options like immediate access to key information, spending analytics, and support. They also want personalized financial tools to pay their bills easily and transfer funds quickly.

Intellias works with

  • Retail banks
  • Corporate banks
  • Investment banks
  • Neobanks
  • Crypto trading marketplaces

Our developers will design a custom solution for Android, iOS, and iPadOS devices to meet your needs and keep your customers protected and satisfied.

 

Let’s talk

Why Intellias?

At Intellias, we build end-to-end custom software solutions to give you the mobile banking app you need. From concept development through UI/UX design and even post-launch support, our team will work with you to ensure successful mobile banking app development.

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Mobile banking app consulting

We’ll examine your business needs, customer expectations, and market trends to help you create the right mobile banking app for your bank. Intellias offers expert consulting to guide you through today’s modern banking and finance systems so you can pick the right solutions for your needs.

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Mobile banking app development

Intellias has exceptional banking app developers with extensive industry experience. We will design a mobile app in your brand style with a UI that gives customers the best balance of security and convenience.

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UI/UX design

A survey of banking customers in the US found that 55% use mobile apps as their primary banking method, with higher numbers among younger customers. But this same demographic is also less tolerant of financial apps that are clunky and difficult to use. Banking apps with a poor user experience are less likely to drive away customers.

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Banking app modernization

Many companies already have a banking app that needs a refresher. There are many options for modernizing your current app, such as adding AI-based personalization and robust security features. Updating your existing app lets you continue to serve your customers and ensure business continuity while you seamlessly roll out changes.

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Data analytics and reporting

As part of the mobile banking software development process, Intellias offers solutions for advanced analytics, including AI-driven solutions. We can track user retention, adoption, transaction frequency, and other metrics.

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Core banking integration

Your custom banking app developed by Intellias will fully integrate with your existing online banking systems and other third-party platforms. Throughout the integration process, we do rigorous testing to ensure that our software security meets industry standards.

Mobile banking services

With 20+ years of software development experience, Intellias has helped banks embed new technologies within their existing mobile apps. We’ve also created fresh, custom web applications that meet (and exceed) the expectations of modern financial institutions. Mobile banking features we develop include:

Transactions
  • Digital management
  • Transaction alerts
  • QR code payments
  • NFC contactless payments
  • P2P, ACH, and wire transfers
  • Ecommerce payments
eWallet
  • Google Pay and Apple Pay integration
  • One-tap payments
  • Mobile payments
Loan management
  • Credit rating analysis
  • Interest rate calculation and comparison
  • Loan acceptance rate calculation
Card management
  • Physical card integration and management
  • Virtual card creation and management
  • Card replacement processing
Account management
  • Bank account integration
  • Customer loyalty programs
  • Spending trends analysis
  • Custom push notifications
  • Multi-factor authentication
Customer support
  • AI-driven chatbots
  • Virtual assistants
  • Searchable help documents
  • Online customer agent assistance
Money transfers
  • P2P processing
  • Cash withdrawals
  • Payment templates
Personal finance management
  • Salary tracking
  • Invoicing and bill management
  • Deposit management
Savings and investments
  • Portfolio management
  • Custom savings targets
  • Stock market tracking and analysis
  • Customizable reports

Mobile banking security

AI-powered cyber threats like WormGPT are on the rise, and new strains of ransomware are more powerful than ever. Companies are spending billions each year to unlock their hijacked files. We build robust security features into every mobile banking app, and they can be updated as threats change. Our security features include:

Encryption

Multi-factor authentication

Biometric and other verification methods, like TAN sending

Security alerts for users and bank representatives in case of suspicious activities

Our mobile banking app development approach

As a custom mobile banking app development company, we use a structured approach to create exceptional mobile banking apps for our customers. We call it the D.R.E.A.M. framework, and it works through iterations, feedback, and improvements.

Iterate01Discovery and assessment02Rapid MVP development03Execution and iteration04Adjustment and optimization05Maintenance and improvement
D

Discovery
and assessment

We look at your data, challenges, goals, business objectives, and opportunities.

R

Rapid MVP
development

We develop core features of a minimum viable product and then validate your data strategy and architecture for mobile banking operations. This creates a sturdy foundation for customizations.

E

Execution
and iteration

We create iterations of the mobile banking app before we release it into the marketplace.

A

Adjustment
and optimization

Using insights from performance metrics and customer feedback, we adjust our applications to improve performance.

M

Maintenance
and improvement

The app may be built, but development is not done. We provide regular updates and improvements to ensure the app will serve you well for a long time and maximize your ROI.

We’re trusted across the industry

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Our clients appreciate us

Vaishakh Nadgir
Head of Engineering at Nomo FinTech
Gabriel Atanasios
Technical Project Manager at Swissquote Bank
Client stories

Faster data processing

When a financial solutions provider wanted to improve data processing efficiency, Intellias redesigned its infrastructure with Microsoft Azure services. We replaced an Azure SQL database with Databricks and integrated Snowflake data marts, which sped up processing and improved data quality.

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Client stories

Fast and secure mobile banking system

Intellias built a custom mobile banking system for a leading telecommunications provider, enabling secure online payments and money transfers for Germany’s first fully digital bank. This solution expanded the provider’s services to millions of customers.

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Client stories

Banking on resiliency with AWS

A commercial bank with over 2.5 million customers wanted to strengthen its business continuity. In just 2.5 months, Intellias migrated its on-premises applications to AWS using DevOps practices, improving infrastructure flexibility and service availability.

Client stories

Custom to the core

A Munich-based digital bank wanted to expand services as it grew. Intellias engineers customized the bank’s core platform by adding features like crowdfunding, cryptocurrency trading, and contactless payments. This partnership fueled the bank’s innovation and rapid expansion.

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Client stories

Faster data processing

When a financial solutions provider wanted to improve data processing efficiency, Intellias redesigned its infrastructure with Microsoft Azure services. We replaced an Azure SQL database with Databricks and integrated Snowflake data marts, which sped up processing and improved data quality.
Discover more

Our project partners are leading technology providers

Intellias is vendor-agnostic, but we partner with technology leaders to provide the most reliable, efficient, and modern solutions. With our partners, we give you the best tools and the right technology so you can reach your goals faster.

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Swift

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Objective-C

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Cocoa

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Swift UI

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Kotlin

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Java

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Jetpack

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Flutter

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AWS

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Azure

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GCP

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Docker

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Kubernetes

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OpenShift

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Terraform

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Apache Airflow

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PowerBI

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Tableau

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Looker

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TensorFlow

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PyTorch

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Snowflake

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Hadoop

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Spark

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PostgreSQL

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Microsoft SQL Server

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Oracle

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MySQL

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MongoDB

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Redis

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Kafka

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RabbitMQ

Our expert

Pavlo Khropatyy 1

Pavlo Khropatyy

VP, Global Head of Delivery Financial Services & Insurance Segment at Intellias 

Pavlo is the Director of Engineering and a Head of Fintech segment of Intellias, building fully-fledged strategic partnerships with clients across the UAE, the USA, and EU markets.

An industry practitioner of 18 years, Pavlo is implementing a highly effective technology consulting, business, and operations IT strategy for the finance domain promoting the companies’ growth into organizations with technology at heart.

FAQ

Intellias specializes in developing mobile banking applications that align with your brand identity and user expectations. We research your target audience, understand their pain points and design intuitive user interfaces. Intellias ensures your app stands out in the market by integrating advanced features like real-time notifications, secure digital wallets and personalized financial advice. Our team stays updated on industry trends and regulatory changes to create innovative and compliant banking solutions.

Such solutions include loan calculators that simplify borrowing decisions, investment tools offering portfolio management and growth insights, and credit card management functionalities for tracking expenses and rewards. We also integrate secure payment gateways for e-commerce transactions, fund transfers and bill payments.

Yes, our solutions are designed with scalability in mind to support your digital bank as it grows. Whether your platform needs to accommodate more users or introduce new features, our modular architecture and cloud-based technologies let you scale seamlessly.

Security is at the core of our banking app development process. Our team includes multi-factor authentication (MFA) and biometric verification methods, such as fingerprint and facial recognition, to prevent unauthorized access. We encrypt sensitive data during transmission and at rest, safeguarding user information against breaches. We also conduct security audits and penetration testing to maintain the app’s integrity.

Absolutely! Whether your current app needs minor updates or a complete overhaul, Intellias can help. We analyze existing architecture and user feedback to identify areas for improvement.

We use pre-built frameworks and reusable code modules to expedite the development process. Furthermore, the expertise we’ve gained over the years results in faster plans and more effective communication with stakeholders.

Our tech stack includes programming languages like Swift, Kotlin and Java, as well as frameworks such as Flutter and React Native for cross-platform development.

All Intellias mobile banking apps meet banking industry standards and regulations such as PSD2, PCI DSS, the GDPR and local financial compliance requirements.

Yes, we can integrate APIs from third-party vendors to expand your app’s capabilities while ensuring secure and reliable operations.

Intellias offers ongoing maintenance, regular updates and feature enhancements to keep your app competitive. Our team also provides 24/7 monitoring, bug fixes and performance optimization to ensure a smooth self-service experience post-launch.

Intellias uses features like simplified navigation, personalized dashboards and AI-driven recommendations to help customers access and manage their finances. We also include accessibility features, such as voice assistance and adaptive design for different devices.

Yes, we integrate advanced analytics tools to provide actionable insights. These include user behavior tracking, spending pattern analysis and predictive financial modeling.

How can we help you?

Put your trust in an experienced mobile banking app developer

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